All your money in one place — automatically organized and finally clear.
PlavaFin connects your accounts and does the tedious part for you: every transaction auto-categorized (it learns as you go), plus budgets, trends, and reports that finally make sense. And when life adds a rental or a business, it’s the one app already built for that.
Start with just personal — add a rental or business whenever you’re ready.
Launching soon · No credit card to join · Your bank credentials stay with Plaid
Most finance apps make you do the work they should be doing.
Whether you’re tracking one budget or a dozen entities, the same frustrations keep coming up — you spend more time managing your finance app than actually understanding your money.
Categorizing never ends
You fix the same miscategorized transactions every month, and the app never learns. Rules are clunky or barely there.
The reports don’t fit
Pretty charts, sure — but you still can’t pull the one view you need: a clean P&L, this quarter by property, business vs. personal.
Everything lives somewhere else
Personal, each rental, and the business are smeared across separate apps and spreadsheets. Tax time is an afternoon of exporting.
PlavaFin is built to fix all three — whether today it’s just personal, or personal plus a stack of businesses.
Built for one entity or ten
Start with what you have today. PlavaFin grows with you — add a rental or a business the day you need it, not before.
A clean, automatic view of your own money — budgets and trends, without the spreadsheet. Add more later, or don’t.
Keep the rental’s income and expenses cleanly separate from your own, and P&L-ready when tax season comes.
Every property tracked on its own, plus your whole portfolio at a glance — no more one-spreadsheet-per-door.
Personal and business never tangled again, with a per-entity P&L whenever you need to check the numbers.
Everything you need to run the numbers
Connect a bank — or add one yourself
Securely link checking, savings, credit cards, and loans through Plaid, with transactions syncing automatically. Prefer not to connect? Add an account manually and import transactions from a CSV. Either way, we never see or store your bank login.
Categorize once — PlavaFin does the rest
Name categories and tags your own way and turn any edit into an AutoCat rule in a click — PlavaFin even suggests rules for you and learns from every correction. The goal: spend almost no time categorizing, and more time seeing where the money actually went.
Budgets & trends
Set budgets and watch trends across categories, month over month. See where the money actually goes at a glance — the everyday clarity a good finance app should give you.
Multi-entity tagging
Have a rental or a business? Tag each transaction to the entity it belongs to — personal, a specific rental, or a business — so income and expenses never get tangled together again.
Per-entity P&L reports
Get a clean profit-and-loss view for each rental and business on its own. Tax time and owner check-ins stop being a spreadsheet archaeology project.
From bank login to per-entity P&L in three steps
Connect
Link your bank and card accounts through Plaid in a couple of taps — or add an account manually and import a CSV. Transactions start flowing in.
Auto-categorize & tag — your way
PlavaFin categorizes and tags each transaction to the right entity. Rename a category or re-tag anything, and your AutoCat rules learn from every edit and apply it going forward.
See per-entity reports
Open budgets, trends, and a per-entity P&L for personal, each rental, and each business — all in one place.
Your money’s data is protected
Connecting a bank is a big deal — so we built PlavaFin to earn that trust.
Connected through Plaid
Accounts link through Plaid, the same secure service many banks and finance apps use. PlavaFin never sees or stores your bank login.
Read-only
PlavaFin reads your transactions to organize them — it can’t move, send, or spend your money.
Encrypted
Your data is encrypted in transit and at rest — the entire database, not just your bank tokens — and backups are encrypted too.
Yours to control
Disconnect any account at any time, and delete your data whenever you choose. We don’t sell your personal information.
Questions, answered
What is PlavaFin?
PlavaFin is a finance app that automatically organizes all your money: it connects your accounts, categorizes every transaction, and gives you budgets, spending trends, and clear reports. It also uniquely handles multiple entities — personal, each rental property, and each business — each with its own profit-and-loss (P&L) report, so you can run everything from one place.
Who is PlavaFin for?
Anyone who wants their money organized automatically, without the busywork — the everyday personal-finance user who might reach for an app like Rocket Money or Monarch. PlavaFin is excellent for day-to-day personal finances, and it is also the rare app that handles rental properties and businesses, so landlords, small-business owners, freelancers, and side-hustlers who have outgrown a basic budgeting app do not need a separate tool.
How is PlavaFin different from apps like Rocket Money, Monarch, or YNAB?
PlavaFin gives you everything you would expect from a great personal-finance app — automatic bank sync, smart categorization that learns from you, budgets, and trends — and adds what single-household apps cannot: multiple entities at once (personal, each rental, each business), each with its own profit-and-loss report. That means one app instead of a personal-finance app plus a separate rental or business tool like Wave or QuickBooks.
How does PlavaFin connect to my bank?
Through Plaid, a secure bank-connection service used by many financial apps. You can also add accounts manually and import transactions from a CSV file. PlavaFin never sees or stores your bank login credentials.
Does PlavaFin categorize transactions automatically?
Yes. Every transaction is categorized automatically. You can name your own categories and tags, turn any edit into an AutoCat rule in one click, and PlavaFin suggests rules and learns from your corrections — so you spend almost no time categorizing.
Can PlavaFin create a P&L report for each rental or business?
Yes. PlavaFin produces a separate profit-and-loss (P&L) report, budget, and trend view for each rental property and each business, plus an "Everything" view across all of your entities.
Is my financial data secure?
Your bank login credentials are handled by Plaid and never touch PlavaFin servers, and your data is encrypted in transit and at rest. Full details are in the PlavaFin Privacy Policy.
Is PlavaFin free, and how do I get access?
PlavaFin is in early access ahead of its public launch. Joining the waitlist is free and requires no credit card — you will receive an invite as spots open.
We kept meeting accidental landlords — people who upgraded their home, kept the old place as a rental, and watched their budgeting app fall apart. And side-hustlers running a small business out of a spreadsheet, hoping it holds up at tax time. The usual answer is expensive bookkeeping software — yet another tool to learn. So we built one app that starts with your personal money and grows, cleanly, to every rental and business you pick up along the way.
— The team at Nebula Edge LLC
Become a founding member
PlavaFin is opening in small early-access batches so we can help each person get set up. Join now to claim your founding-member spot — no spam, no credit card.
- ✓ 6 months free at launch
- ✓ Locked-in early-access pricing
- ✓ A say in the roadmap
Prefer email? Write to [email protected].